I am, by nature, extremely loyal — almost comically so.

I’ve had my salary account with SEB my entire adult life. Through thick and thin. A true ride-or-die relationship.

For years, SEB was excellent — at the forefront of technology with an online bank that actually worked. Then they decided to “improve” it.

The new interface on both private and corporate sides is noticeably worse. Less intuitive, more frustrating, and clearly built by people who don’t pay their own bills.

But here’s the uncomfortable truth:
I may be blindly loyal in life… but when it comes to my own money, that loyalty evaporates instantly.

Since March 2021 I’ve also had Revolut, and more recently Montrose — two young, hungry challengers that move fast, think differently, and actually seem to care about making banking better.

It genuinely goes against my loyal nature to even consider ditching an old, trusted bank for these upstarts. But money has zero feelings and even less loyalty.

Yesterday I transferred money from Revolut to SEB just before 07:00. It landed before 11:00 — as a foreign payment. A regular transfer between two Swedish banks often takes longer.

Some systems should never be renovated.
They should be replaced.
Banking is clearly one of them.

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This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

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