Europe’s AI Problem

As a European, it pains me to say this, but I seriously doubt Europe will take any meaningful part in the AI boom.

We love to reminisce about our glory days — Ericsson and Nokia leading the mobile revolution in the 1990s. But those days are long gone. Today, Europe’s biggest “innovation” seems to be a plastic screw cap that still can’t be unscrewed properly.

The uncomfortable truth is this: living on old credentials no longer works. The hunger, the risk-taking spirit, and the forward momentum we once had appear to have disappeared.

If we can’t even solve basic everyday problems without massive bureaucracy and outdated thinking, how are we supposed to compete in the AI era?

The gap with America isn’t just technological. It’s cultural, structural, and growing wider by the day. Even optimistic analysts who believe Europe can catch up on the “next AI wave” seem to be grasping at straws.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com


Polishing the Past

Before our small student reception at the end of this week, we decided it was finally time to polish the champagne cooler that had been sitting untouched for far too long — now completely black with tarnish.

My husband found what he claimed was an old, proven housewife trick online: put the silver in a bucket with water, aluminum foil, salt, and baking soda. According to the tip, it should become shiny all by itself.

After digging through the cupboards, we finally found a can of baking soda.

The only problem? It expired in 2024.

I’m not sure what’s worse — that we actually own baking soda, or that we’re slowly turning into our parents.

Everything in this house is either old, expired, or both.


This is a new post on the new dewlar.me blog.
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“Utspring” is Coming

On Thursday it’s finally “the graduation run” (utspring) day at our son’s school.

The students will come running out of the school entrance wearing suits or dresses and graduation caps for the official photos. After that, they’ll quickly change into their white overalls, climb onto the back of a flatbed truck, and be driven around Stockholm with loud music and waving.

There’s something magical about seeing all these flatbed trucks full of happy, screaming graduates driving through the city. The pure joy radiating from them is contagious. My husband and I always try to walk around town just to wave and celebrate with them.

Of course, it hasn’t always been this wholesome. In the past, it was common for the students to fill the flatbed trucks with a lot of beer, leading to empty cans being thrown everywhere and people getting sprayed. There have even been tragic accidents when drunk students fell off the trucks. That’s why alcohol is now banned.

We’re deep in preparations for Thursday’s celebration. Since our son didn’t want a big reception, it will just be us, his grandparents, godfather and godmother.

He casually mentioned something about decorations… so naturally I went all in. I’ve ordered a 5-meter balloon garland with over 350 balloons, a two-meter-high balloon column, door decorations, and plenty more.

My husband gave me a thumbs up when I showed him the plans. He’s now regretting that decision deeply. Every time the doorbell rings with another balloon delivery, I hear him muttering about how we’ll soon have no room left in the apartment.

I love balloons. He… tolerates them.


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You can find the old blog here:https://mrsdewlar.blogspot.com


Roller Coaster Markets

The negotiations between Iran and America have stalled again, and the US stock market is once again behaving like a hormonal teenager on a roller coaster with an annual pass.

Not even the most dedicated amusement park visitor can compete with the number of wild swings we’ve seen lately.

The positive side? You eventually get so used to these violent swings that you barely flinch when the portfolio drops like a freight train with no brakes.

Today, not even a nice 0.81% strengthening of the SEK could save us.

My portfolio is currently redder than Rudolph’s nose on Christmas Eve.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com


It’s Always Someone Else Who Should Pay

According to the latest Ekonomifakta/SCB statistics (Feb 2026):

  • The top 1% pay ~10–15% of Sweden’s total taxes.
  • The top 5% pay 26.1%.
  • The bottom 40% pay only 13%.

The Swedish Left wants to raise taxes on “the rich”. There’s just one problem: those in the top 5% are also the ones most likely to leave the country.

Lose even a portion of them, and you blow a multi-billion-kronor hole in the budget.

Suddenly “tax the rich” turns into “tax the rest of us”.

Because let’s be honest — nobody actually wants to pay higher taxes themselves. It’s always “someone else”.

Not even Vänsterpartiet, whose leadership recently tried to lower their own internal party tax.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com


Predicting the Future is Hard Enough — Then Comes the Currency

Predicting share price movements is difficult enough as it is. Anyone who claims otherwise is either a genius, a liar, or has been extremely lucky for a suspiciously long time.

But if you really want to make it extra spicy, just add currency fluctuations as an additional variable. Because why make life simple when you can make it complicated?

The larger the portfolio gets, the more the exchange rate decides to play its little games. Suddenly a nice gain in USD can turn into a disappointing result in SEK. I’ve experienced this several times. Stocks doing their job, while the krona is actively working against me. Classic.

On several occasions the SEK/USD volatility has been so wild that I’ve actually waited… or completely chickened out on certain acquisitions. Some were done later. Others were never completed.

Because apparently my risk tolerance has limits — and those limits are heavily influenced by how much the currency feels like messing with me on any given day.

I know I should be better at this by now. But here I am — still letting exchange rates stress me out like a true amateur.

Some people fear the stock market. Me? I fear the currency market more.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com


The Green Party’s Northvolt Legacy and the Lack of Accountability

Yesterday, the government announced that they are replacing the chairmen of AP2, AP3 and AP7. This comes after SVT’s revelations about the major losses in Northvolt.

The background is well known: AP1–AP4 circumvented the law prohibiting direct investments in unlisted companies by creating the jointly owned company 4 to 1 Investments. Through this construction, they invested SEK 5.8 billion of Swedish pension savers’ money in Northvolt.

Per Bolund (Green Party), who was Minister for Financial Markets until early 2021, played a central role. He pushed through regulatory changes that enabled the investment and put strong pressure on the AP funds to lead the “green transition”. In the KU hearing in May 2026, Bolund denied exerting direct pressure on the funds regarding Northvolt specifically and placed the full responsibility on the AP funds themselves.

I’m glad the current government is cleaning house by replacing weak chairmen.

What disappoints me is that the architect behind this scheme — Per Bolund — walks away completely unscathed.

The Green Party, which claims to be the party of the environment, has contributed to shutting down six nuclear reactors and now helped lose billions of pension capital on a high-risk green investment.

And Swedish mainstream media continues to let them get away with it.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com


The Green Party Has Turned Stockholm’s Cyclists Into Little Tin Gods

The Green Party has held power in Stockholm since 2014, often acting as kingmakers between the political blocs. The result? Cyclists have been elevated to a privileged class in the city.

They are allowed to ride against one-way traffic. Their paths are meticulously cleared and salted all winter, while pedestrians slip and slide on ice just centimeters away. In places like Djurgården and along Årstaviken, they share space with pedestrians and expect everyone else to vanish the moment they ring their bell.

Despite all these privileges, many are still not satisfied. Every single day, cyclists ride on sidewalks, forcing pedestrians to step aside.

This morning at 06:35, yet another cyclist came speeding down the sidewalk. Everyone moved, me included.

But in my mind, I was acting like a total Karen…


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The World’s Most Perfect Teenager Has Officially Finished High School

It’s been just over a week since our son completed his final IB exam. Now begins the long wait: first for the results to see if he passed the IB Diploma, then for news on his university applications.

June and the first half of July will basically be one long exercise in patience.

Next week is graduation, so this weekend he was allowed to borrow my parents’ summer house in the archipelago for a party with his friends. They took the ferry out yesterday to plan sleeping arrangements.

On the way back they stopped at a shopping mall for McDonald’s. That’s when our son forgot to put the parking disc in the window and got his first parking ticket — 600 SEK.

Since he got his driver’s license in October, this was his first one. I told him I would pay the first ticket, but from the second onward, it’s on him.

He was visibly relieved.

On the bright side, we have an electric car that charges at home, so at least he doesn’t have to worry about fuel.

I never had to fill up my parents’ car when I was young either… and somehow I still managed to learn financial responsibility.


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A Timely Strategy Change

On January 12, 2026, I made a major shift in my largest occupational pension.

After nearly a decade as a 100% small-cap investor in Sweden and Europe, I sold everything and redirected the capital into American tech giants.

So far, it has been a very good decision. The portfolio is up approximately 13.7% since the reallocation.

Yesterday, both Dagens Industri and Privata Affärer wrote that billions in the small-cap segment of the premium pension are at risk and that certain funds may see significant outflows.

We don’t know exactly which funds they are referring to — but I’m very grateful that I got out ahead of the curve.


This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com