Author: Liza Dewlar

One of the Best Ideas in Modern Times

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Around the world, more and more places are integrating nursing homes with preschools.

And honestly — this might be one of the smartest and most beautiful decisions made in a very long time.

The elderly get joy, purpose, and daily contact with small children. The toddlers get to be seen, loved, and learn that older people are a natural part of life.

Instead of being afraid or uncomfortable when they meet someone with shaky hands or imperfect table manners, they learn empathy and how to help.

We should have done this from the beginning.

Better late than never — but let’s not wait any longer to do more of what actually works.

Pure win-win.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

The Left’s New Favorite Excuse for Tax Increases

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After the current conservative government managed to convince even the Swedish socialist opposition that tax cuts can actually increase tax revenue by encouraging people to work and pay taxes, the Left has found a new strategy.

When facts no longer support their narrative, they switch to emotions and class warfare.

Take Nooshi Dadgostar. After previously naming five specific billionaires she claimed had “bought politicians,” she quickly backtracked when pressed. Instead, she now speaks vaguely about “a billionaire class” that is “eating into our democracy.”

This has become the new all-purpose justification: we must raise taxes to stop the evil billionaires from undermining Swedish democracy.

Remarkable, isn’t it? No matter how a discussion with the Swedish Left begins, it always seems to end in the same place — with higher taxes.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

Why Are People So Obsessed With Elon Musk’s Money?

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I genuinely don’t understand the endless obsession with how much money Elon Musk has. Almost every day I see someone ranting about how “no one should be allowed to be that rich.”

Fair enough. But let’s look at what he actually does with it.

He reinvests enormous amounts into companies that try to solve massive problems:

  • Tesla → accelerating the shift away from fossil fuels
  • Neuralink → helping people with severe disabilities communicate again
  • SpaceX → making humanity multiplanetary (long-term survival)
  • Starlink → connecting isolated parts of the world
  • X → defending free speech

I still remember 2018, when several websites were tracking Tesla’s cash balance in real time, counting down the days until “certain bankruptcy.” A lot of people were actively hoping he would fail.

What exactly has he done to deserve this level of hatred?

If it ultimately comes down to pure envy… then I think his critics need to take a breath. He doesn’t exactly live like a stereotypical billionaire on a yacht. He sleeps at factories and works insane hours.

Personally, I would never want his life. The pressure must be almost inhuman.

Sometimes I wonder who the real villains are — the man trying to push humanity forward, or the ones who seem to hate him for it.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

Tax Refund Incoming – But We’re Not Investing

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In two weeks we’ll receive our tax refund — nearly 40,000 kronor each for the world’s most perfect husband and me.

This summer is quite chaotic for our son: first real summer job, trip to Croatia with his girlfriend, IB results, and then the wait for university admissions. Because of all that, we’ve decided on a relatively short trip within Europe this summer.

Which actually suits me perfectly right now. The tax refund will go toward making some nice summer memories instead of new investments.

And honestly… I’m completely fine with that. Because once it’s invested, it’s invested — and right now, these particular kronor are staying out of the market.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

MAIN is Down 15-17% YTD – Should We Be Worried?

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One of our biggest holdings, MAIN (Main Street Capital), has taken a hit this year — down roughly 15-17% year-to-date.

Does it scare us? Not really.

MAIN is a Business Development Company (BDC) that primarily lends to small and medium-sized American companies. These businesses are highly sensitive to the economic cycle, and MAIN has always moved in clear cycles.

Right now we’re in a weak phase: high interest rates, increased loan losses, and general concern in the private credit market. MAIN reported weak Q1 numbers in early May and missed estimates, which didn’t help.

This is classic cyclical behavior for MAIN. Strong periods come when the economy is booming and rates are low. Weak periods hit when rates are high and credit risks rise — exactly where we are now.

Importantly, it’s not just MAIN. The entire BDC sector is under pressure. This is an environmental issue, not a company-specific disaster.

So for now, we keep calm and carry on.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

Unexpected Relationships in the AI Era

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The AI hype is creating some truly strange bedfellows.

Former competitors are now joining forces to meet the insane demand for computing power. Case in point: Anthropic (the company behind Claude) has reportedly rented Elon Musk’s entire Colossus 1 data center — that’s 220,000 GPUs and 300 megawatts of power.

xAI retains ownership, but Anthropic gets all the compute. Meanwhile, xAI has moved its training to the even larger Colossus 2.

It reminds me of the dot-com bubble in the late 1990s, when companies like WorldCom, Global Crossing, and Level 3 built out enormous fiber optic networks with massive debt. When the bubble burst, there was a huge surplus of bandwidth. Much of the fiber lay “dark” for years, and prices collapsed.

That overbuild later became a gift to Google, Amazon, and the entire internet economy.

History doesn’t repeat, but it often rhymes.

The big question is: who will ultimately benefit from today’s frantic AI infrastructure race? And who will be left holding the bag when the music stops?

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

Will AI Eventually Own All the Money?

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I’ve been thinking about the next phase of this AI madness.

We’re no longer just talking about chatbots and pretty pictures. AI is flooding into the financial system through gigantic IPOs and venture capital. That money is then used to build even better AI tools, which in turn attract even more money.

It’s a beautiful, terrifying self-reinforcing loop.

Finance AI has one massive advantage that no human investor or bank can match: superhuman data processing and predictive power. My meticulously maintained Google Sheet is suddenly looking very… analog.

So yes — I’m slowly realizing that my meticulously crafted Google Sheet, which I’ve spent years perfecting and color-coding, might soon be reduced to a cute little digital diary. A relic from the time when humans still believed they could outsmart the machines.

The endgame is becoming clearer: the largest and most powerful capital allocators on Earth won’t be humans anymore. They’ll be AI systems optimizing returns at a scale we can barely comprehend.

And here I am, still moving cells around like it matters.

The age of purely human finance may be ending faster than most of us want to admit.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

From Owning Software to Renting It – And Why I Finally Gave In

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For most of my life, buying software meant just that — you bought it.

You paid once, owned the license, and that was it. Microsoft Office 2010 is the perfect example. No monthly fees, no nagging pop-ups, no “pay us forever or lose access.”

I’ve always preferred that model.

Another example is Minecraft. We bought it for our son when he was four. He loved that game with all his heart — until one day, at age twelve, in a moment of naive trust, he gave his best friend the login details. The friend immediately changed the account to his own name.

Heartbreak on two fronts: losing both his beloved Minecraft world and his best friend. We offered to subscribe, but the damage was done. He hasn’t touched the game since.

That story perfectly sums up how I’ve felt about SaaS (Software as a Service). I’ve disliked it on principle. I want to buy my software, not rent it indefinitely.

But as they say… it is what it is.

The world has moved on, and fighting it is pointless. So instead of raging against the machine, I’ve decided to join it — on my own terms.

The choice fell on ServiceNow (NOW).

If you can’t beat them… you might as well invest in them.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

Can IF Metall Find a Graceful Way Out of the Longest Strike in Swedish History?

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The strike against Tesla is now the longest in modern Swedish history. And even though IF Metall is one of the world’s wealthiest trade unions, they should be looking for every possible off-ramp.

Perhaps they already are.

Their credibility has taken a serious hit after it emerged that they tried to circumvent Swedish labour laws regarding strike pay. As a result, frustrated members have started leaving the union and returning to work. In Stockholm, local membership among Tesla workers has reportedly dropped significantly.

One can’t help but wonder: Would IF Metall actually mind if all their Tesla members quietly left the union?

It would give them a convenient way to end the strike with their “honor” intact — no more members to support, no more loss of crediability to worry about. Problem solved.

Adding to their troubles, IF Metall has suffered yet another prestige loss. According to recent reports, they have lost another court case against Tesla — the second in a short period.

While IF Metall’s war chest may be deep enough to keep funding the strike, there’s something far more expensive they risk running out of: reputation.

And once that’s gone, no amount of money can buy it back.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com

The New Fed Chair and Swedish Media Hysteria

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Kevin Warsh is the new Chairman of the Federal Reserve. Trump got his man confirmed by a narrow 54-45 vote in the Senate.

Warsh is seen as pro-Trump and more dovish on interest rates than many would prefer. But he also has actual previous experience from the Fed and understands markets. He’s hardly some random political appointee.

Predictably, Swedish media has gone into full panic mode.

This is apparently the end of the Fed’s independence, the death of democracy as we know it, and possibly the beginning of the end for the Western world. The headlines practically write themselves: “Trump seizes control of the Fed”, “Loyalist appointed”, etc.

The contrast is almost comical. When a Republican president appoints a Fed Chair he actually wants, it’s a constitutional crisis. When Biden or Obama did the same, it was simply “competent governance”.

I’m no Fed expert, but it’s fascinating how quickly Swedish media turns any appointment that doesn’t align with their worldview into an existential threat. One gets the impression they haven’t even looked at Kevin Warsh’s actual qualifications — only his political associations.

A classic case of guilty by association.

We’ll see how Warsh performs. He might be good. He might be terrible.

But the hysterical tone from Swedish commentators says far more about them than it does about him.

This is a new post on the new dewlar.me blog.
You can find the old blog here:https://mrsdewlar.blogspot.com