In a perfect world, July’s dividends would have hit the account yesterday and I could have closed the month today.

We don’t live in a perfect world. We live in Sweden. Which means the last dividends of the month always arrive a couple of days late compared to if we were sitting in America.

Before, tracking the missing ones was pure pain. Scroll through the entire Google Sheet, write the missing ones on a post-it, then cross them off one by one like some low-budget detective. For me every single krona counts — but the process was still stupid.

One of my mini apps fixed that. Now I can instantly see exactly which dividend on which platform is still missing. No more post-its. No more endless scrolling.

(This used to be a recurring theme on the old blog too. In January I was still waiting for December’s last payments and wrote about it here: Patience is a virtue. Same story, different year.)

We still hold more stocks than the “keep it to 10–15 stocks” crowd, even after selling off and thinning the portfolio this year. That number matters more than most people admit. When you only own a handful of companies, missing dividends are easy to spot. When you own a longer list, the gaps hide. A single late payment disappears in the noise until you actively go looking for it. The old manual method scaled terribly with the size of the portfolio. The app doesn’t care how many holdings I have — it just shows what’s still outstanding.

That clear overview also lets me quickly estimate how the month is tracking against the forecast.

Which is useful, because two of my personal qualities are constantly at war: patience and perfectionism. Until the last krona of July actually lands, the perfectionist in me refuses to let the month go.

The app just makes the waiting slightly less annoying.

.